Due to the risks associated with crowdfunding investments, federal law put inflation-adjusted limits on the amount an investor can put into Title III offerings during a 12-month period. These current limits are based on annual income and net worth:
- If your annual income or net worth is less than $107,000, you can invest up to the greater or either $2,200 or 5% of the lesser of your annual income or net worth in any 12-month period
- If both your annual income and your net worth are equal to or more than $107,000, then you can invest up to 10% of annual income or net worth, whichever is lesser, but not to exceed $107,000 in any 12-month period
- Your net worth is the sum of all your assets minus all your liabilities. For the purpose of calculating your investment limit for a Title III investment, you may not include the value of your primary residence in your assets. Similarly, any loan on your primary residence should not be included in your liabilities.
- Per SEC regulations, you may calculate your annual income or net worth jointly with your spouse, whether or not property is held jointly. If you do calculate income or net worth jointly, the total of each person’s Title III investments may not exceed the limits that apply to an individual at that level of income or net worth.
- If you’re not sure how much you can invest under Title III, you are welcome to contact our Investor Relations team for guidance.